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What else can I do?

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jcstarkey8826
Established Contributor

What else can I do?

Ive removed my only judgment, my only 2 collections, all late payments (other than the two CO's lates), and paid all of my debt.

 

I have a CO with Discover from 2008 that is paid, they refuse to GW it. Keep trying???

I have a Key Bank CO from 2008 that is also paid, and also refuses to GW it. Key Bank shows twice under accounts (only had one loan) same information on each only one is titles AES Key Bank, and the other is Key Bank NA. They wrote the debt off, so I had to pay a CA. Am I just stuck with these on my report?

 

They are the only negatives on there, and Ive done everything I can do to have them removed, but with no success. Any Ideas? or just keep doing GWs?

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
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Shogun
Moderator Emeritus

Re: What else can I do?

The one from Key is a duplicate, you can dispute that.   Keep trying to GW, maybe try someone up the ladder that can help you.  Pay everything on time and start building good credit.  Good Luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
jcstarkey8826
Established Contributor

Re: What else can I do?

They Key Bank has duplicate has been removed from TU and EX, but EQ refuses to delete it. Key Bank also pulled my TU though AFTER they sold the debt and told me it was written off and they no longer had any ties to it. So I dont understand why they pulled my credit under collection purpose if they no longer can collect on it???

 

I will continue to rebuild with good payment history, just didnt know if there was anything else to do while I wait for 2015 for this stuff to fall off.

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
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