cancel
Showing results for 
Search instead for 
Did you mean: 

What is the best credit monitoring service?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Regular Contributor

What is the best credit monitoring service?

Equifax vs True Credit(TU) vs Credit Expert (EX)vs MyFico vs Privacy Guard vs ..... I've had CE and Equifax but I got different number from both. I've also obtained my report annually from ACR.com and it was a little different too. Some of these are fine but trying to unsubscribe is like trying to quit AOL...impossible. I'm basically looking to monitor all 3 and get accurate updates via email. Opinions?
Message 1 of 6
5 REPLIES 5
Valued Contributor

Re: What is the best credit monitoring service?

I'm a True Credit person, myself. It is useful ONLY for monitoring changes to your accounts - DISREGARD ANY SCORES. They are not Fico scores. 


Message Edited by cobra19 on 05-06-2008 07:34 AM
New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 2 of 6
Senior Contributor

Re: What is the best credit monitoring service?



cobra19 wrote:
I'm a True Credit person, myself. It is useful ONLY for monitoring changes to your accounts - DISREGARD ANY SCORES. They are not Fico scores. 

Agreed...use that myself.  Fairly cheap, as monitoring services go, and even tho the scores are not fico's...you will see when they're going up, which is good.  If you're working on getting neg's off your report & see some positive results, give it a little time & pull your fico's again & compare against the fako's. 
 
 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 3 of 6
Valued Contributor

Re: What is the best credit monitoring service?

Truecredit for monitoring reports...scores are worthless...MYFICO for scores...reports are useless to me...
Message 4 of 6
Regular Contributor

Re: What is the best credit monitoring service?

OK, so just keep the membership going for True Credit and then pay the $50 for a one-time pull for your fico score from time to time, is that right?  Or do you guys pay the $50/yr fee to Fico?  Does that entitle you to unlimited fico scores per year or just once?
Message 5 of 6
Moderator Emeritus

Re: What is the best credit monitoring service?

Whatever you do, google for myfico discount codes first. Save yourself a few ends.


Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.