cobra19 wrote:I'm a True Credit person, myself. It is useful ONLY for monitoring changes to your accounts - DISREGARD ANY SCORES. They are not Fico scores.Agreed...use that myself. Fairly cheap, as monitoring services go, and even tho the scores are not fico's...you will see when they're going up, which is good. If you're working on getting neg's off your report & see some positive results, give it a little time & pull your fico's again & compare against the fako's.