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What should I do next?

Valued Member

What should I do next?

Hope everyone  enjoyed there holidays.

Pardon me for any typos  using my ipad.

i just have one simple should I pay these  charge off that are in judgement or no?

they are from 2010 both owned by CapItal one.

since then my credit has gone up I have two secured cards one with capital one (ironically) and with my credit union.

i have been also placed on my cousin Amex 11k limit he always keeps a low balance.


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Moderator Emeritus

Re: What should I do next?

Yes, you should pay off the judgements.  They could garnish your paychecks or seize your bank accounts at any time.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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