I have been working to rebuild my credit for the past few months now. I had 4 collections on my CR.
~ 1 that I had settled a year and a half ago.(Sprint)
~ 1 that I paid 3 months ago. I disputed it after I paid it and it was deleted. EQ Fico went up 13 points. This was also the most recent collection... maybe 2 years old.
~ 2 are listed as medical. 1 is $590 and the other is $175.
I have Eq Credit watch and on my 'Summary of Report' it states that I have 1 collection even though it shows the 3 on my report.
Is this because 2 of them are medical? I live in FL, I don't know if that makes any difference but I heard that it does for medical.
I was going to try to PFD and offer the full amounts for my best shot.
Thanks for any and all help!