When I was looking for easy to get cards when I was rebuilding my credit I got the Credit One platinum card (biggest regret) I used to the card once and called to make payment was told that any balance I carried would be drafted by card on file. After my first year the broke down annual fee over 12 months. I got notification that I had a missed payment from my creditor, so I called credit one and they told me they dont auto draft payments they have to be manually made. So I took care of whatever balance and EQ just took a 71 point hit. They said I could write a letter since I was misinformed about payments being auto drafted. Any advice on what to do to favor this getting taken off my report? I have not had a missed payments in 6 years, and how hard of a hit would I take cancelling this card? Any advice and help is greatly appreciated.
