What to do when a CA will no budge with GW?

[sharriel]

I had a 2 year old $125 collection with FIrst Point Collections that I PIF last month.  They will not budge and say they do not under any circumstances remove items from CR's.   I paid it and now it has made it current.  I'm so over this company and their lack of knowledge.  What else can I do?  How long will it continue to factor in?  7 1/2 more years?

[DaBears]

---

@sharriel wrote:

I had a 2 year old $125 collection with FIrst Point Collections that I PIF last month.  They will not budge and say they do not under any circumstances remove items from CR's.   I paid it and now it has made it current.  I'm so over this company and their lack of knowledge.  What else can I do?  How long will it continue to factor in?  7 1/2 more years?

---

Paying in full does not  restart the CRTP. Have you tried to send an e-mail to someone higher up the ladder. If they changed the DoFD to when you PIF then that is a FCRA violation. 

[sharriel]

OK, thanks! The DOFD is 8/11. 

[sharriel]

I'm calling the OC now because that date seems off to me.  If the OC tells the CA to remove it, can they?

[DaBears]

---

@sharriel wrote:

I'm calling the OC now because that date seems off to me.  If the OC tells the CA to remove it, can they?

---

You paid the CA so I highly doubt they will.

[sharriel]

Yeah, they said no...so the DOFD is 6/11.  WOuld it be completely mean of me to send them GW letters every week for the next 5 years?  These people are highly incompetent.

[DaBears]

Not at all lol. Just paying for a lot of stamps lol