Ok so on my Equifax report it shows this collection
this entry does not show up on my Experian or my Transunion reports. However, my Transunion report shows a new collection from a new CA for this account.
I DONT remember paying this nor do I have any record of doing so.
Best steps to take ?
Looks to me like it should be coming off in less than 6 months. I'd forget about it, but others will tell you the debt doesn't go away just because it's not on your report.
Unless you're trying to get a mortgage or there's some other reason you need it off your report ASAP, I'd just wait it out.
ETA - read post as you no recollection of account vs. not remembering if paid.
Do you have anything from the OC listed on your report? I would think they would still be listed at this time, if so, is it still showing a balance?
I would send them a DV and maybe even a copy of what you are showing there. It shows it was paid at least about 2 years ago.
nothing about the OC listed on any report.
Do you recall having this account? I just think it's odd (it could be normal, but just doesn't seem right) that the OC is not reporting, be it paid, transferred/sold. At least IME no OC stopped reporting once sold/placed for collection. All of mine are sitting right there, even after payment.
I recall it yes, i found a few statements that are really old, but nothing in the last few years. I would certainly remember paying for it I think, however, I dont.