What would you do?

[DUCTAPER77]

On my equifax cr (fico) in my accounts section capital bank is listed as bad debt/collections $103 back in june 2010 but its not in the collections section and they still reporting every month should I go ahead and pay it? I was denied credit recently and that was one of the two reasons for denial any suggestion would be greatly appreciated

[guiness56]

Is this a CC, overdraft?

Is there a CA also reporting or is it an internal collection from the OC?

If they are reporting every month your score should not suffer from paying it.