Hello everyone! 
I have a CO/Collection account that is due to fall off this year. According to my annual report, the CO account is due to fall off 2/2020 and the Collection 4/2020 (same account). My questions is, do these typically fall off at the beginning of the month or towards the end of the month. I tried to call the CRA's for EE, but no one had any idea what I was talking about. If these are going to fall off at the beginning of the month's then I'll just wait since I have no credit seeking behavior at the moment until the summer when all my negs/derogs are off of my report.
Any help/input is appreciated!
I think it varies by bureau, not sure which do what exactly. I believe EX does it on the first.
As far as EE, you need to escalate to a supervisor when you call. Regular front-line CSRs won't know what you're talking about.
As far as EE, you need to escalate to a supervisor when you call. Regular front-line CSRs won't know what you're talking about.
@OmarGB9 wrote:
I think it varies by bureau, not sure which do what exactly. I believe EX does it on the first.
Gotcha. I wish they all did it on the 1st, cause that would be great!
I know they typically show off a month or so after so if it was due to fall off in March for example you can typically expect to see them off starting in April but some B's are snails and it can take a few months
@Girlzilla88 wrote:I know they typically show off a month or so after so if it was due to fall off in March for example you can typically expect to see them off starting in April but some B's are snails and it can take a few months
Boo! 
So that means it can take up to the end of March for it to start reflecting on my CR. I mean...I guess I don't mind waiting, I'm just really anxious since these are the last of the negative items on my report and I'm excited to see what my new score is going to be.
Congratulations on your success!
