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@baseball01 wrote:
Hey, first, how long does each inquiry stay on ChexSystems?
Second, I know accounts falls off in 5 years but is that 5 years from Date Reported or 5 years from Closure Status Date? The Date Reported is 01/18/2017 and the Closure Status Date is 11/06/2017.
I've no idea about ChexSystem - you might need to Google or do a forum search. Accounts can stay on your credit report for up to ten years (though they usually disappear after seven years), from the closed date.(I know, I have one I closed in 2008 that's going to fall off in 2018 but it's only showing on ONE credit reporting agency.) Negative items fall off your report in seven years though.
5 Years