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At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?
@lucknpat wrote:At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?
If I remember right, EX removes old information the second week of the month so it should be removed soon.
@dragontears wrote:
@lucknpat wrote:At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?
If I remember right, EX removes old information the second week of the month so it should be removed soon.
Thank you! You were right, the end of the second week, which was yesterday, is when they were removed and my score increased another 14 points!