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When will Experian delete old accounts?

lucknpat
Established Member

When will Experian delete old accounts?

At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?

Mission Lane - $600 Brightway - $500
Credit One - $700 Capital One - $500
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2 REPLIES 2
dragontears
Valued Contributor

Re: When will Experian delete old accounts?


@lucknpat wrote:

At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?


If I remember right, EX removes old information the second week of the month so it should be removed soon. 

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 2 of 3
lucknpat
Established Member

Re: When will Experian delete old accounts?


@dragontears wrote:

@lucknpat wrote:

At the end of the year I asked for early exclusion for a charge off and collection with Experian. These were on the record until this month, January. But these weren't deleted by Experian. My question is, when do they remove accounts that are due to fall off? Do they wait until the end of the month?


If I remember right, EX removes old information the second week of the month so it should be removed soon. 


Thank you! You were right, the end of the second week, which was yesterday, is when they were removed and my score increased another 14 points!

Mission Lane - $600 Brightway - $500
Credit One - $700 Capital One - $500
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