Hello All,
I enjoy reading all the success people here in the Fico forums have had with getting their credit repaired.
I want to join you all and I'm ready for the hard work. My goal is to improve my score for next Spring and hopefully be able to purchase a home. All my scores are currently in the 500's. I've been working with Lexington Law to get some items removed but I'm ready to move on to "pay for delete" phase and see what I can do myself.
My question is: where do I start and how do I get feedback on my credit reports and what to do?
Should I post my scores, creditors, credit issues, etc.?
90% of my credit issues are late payments and charge-offs which were paid too late. There are 3 creditors that I do owe and I would like to initiate "pay for delete" with them as they are below $500.
Any advice would be appreciated. Thanks!!
~ e.