@Anonymous wrote:
When i pull my 3 bureau report on CCT, it says my AAoA is 5.8years on Equifax. When i check my reports on CK, it says my AAoA is 4 months. Which one is correct? It looks like CK is calculation my AAoA based only on my open accounts but CCT isn’t. What gives?!?
CCT is correct, as closed accounts are included in your AAoA and for FICO scoring purposes. CK doesn't include closed accounts in AAoA, which is another reason why CK is really good for monitoring reports but sucks at just everything else.
