So I plan on paying off some of my collections, total of 550 bucks for 4 collections, and I have a secured credit card that needs a 500 dollar deposit. Which would be better to do at the moment?
Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Pay off the collections. That would be my choice. Get them done.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.