@beautybrainsbooty wrote:I just wanted to thank everyone who has given me advice-private and otherwise! What a difference a year makes. I started with just bleh credit. Not gutter bad, but not good either. Because of this forum, being a semistalker, reading and absorbing everything I could find and the education I have received here and learning how to be a smart consumer, I just watch my equifax fico score soar into the 750's. (that was a really long sentence, sorry!) I also wanted to encourage those struggling. If I can do it, you can do it. Don't give up, stay focused on your goals. It can happen. Thank you everyone!!!!!! <3
BBB, good job!!! hoping to join you in 2014!!!
What credit lines do you have right now?
Starting Score: 612 EQ 6-1-2013 
Congrats !!!.
Thats why I love this forum, there are so many encouraging stories from a lot of users, I am hopeful as well, someday soon I will join the elite group too 
I just started few months ago, long way to go for me though.
You freaking rock!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.