Just to give you guys a heads up, I have sent numerous GW letters. I had 1 work which was good. The rest though, the companys took it as a dispute. So now 2 accounts I never disputed CapOne and Wamu(Providian), show that I had disputed the account at some point.
I never denied being late on my payments and asked for them to remove it(read many GW letter examples here). Just wanted to share my experience.
On a side note, my score is now high 600s or 700s
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