The only thing that has changed in the last couple of days is I paid one of my cards down to below 9% utility (all cards are now down, but they are not reporting yet) and I GW a 2 year old collection off my CR. Why would my EQ fako's be going down? It went from 654 to 637....Thats 17 points!!!!! WTH is going on!!!!
I don't want to pull fico until all my cards a reporting the new balances. But I'm so freaked out I'm about to do it anyway.....
Also, why does a dispute bring your score down?
Gotcha! Thank you! So I should see the scores go back up after the CRA's update my utility......right?
It is possible that a succesful dispute will lower the score, if the TL is helping more than hurting
Gotcha! Thank you! So I should see the scores go back up after the TL is out of dispute status