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Will Fingerhut remove derogatory?

Will Fingerhut remove derogatory?

I don't know if I labeled this right. Sorry.
I got a fingerhut freshstart account in 2018 and always paid on time. Then I couldn't make the last payment. They turned my life and my credit score upside down over $32. Omg. I forgot all about it until I started working on my credit. I paid the company that had the charge off and they removed the charge off from my reports. But fingerhut is still there with their attitude about $32. Can I get this removed?

Message 1 of 5
4 REPLIES 4
FiresOut
Super Contributor

Re: Will Fingerhut remove derogatory?

They are wishy washy with GW's. You can try the GW Sat. Technique. Bout all you can do. You admitted it was an oversight.

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-... 

Message 2 of 5

Re: Will Fingerhut remove derogatory?

It's worth a shot. Thank you.

Message 3 of 5
FiresOut
Super Contributor

Re: Will Fingerhut remove derogatory?


@IcantThinkofAdecentNAME wrote:

It's worth a shot. Thank you.


Doesnt hurt to try. Best of luck. Keep us updated...........Then you can change your name to FHSlayer. Smiley Very Happy

Message 4 of 5

Re: Will Fingerhut remove derogatory?

Smiley LOL I love that. 

Message 5 of 5
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