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Chase and AMEX have LOOOONG memories. I burned a lot of ccs in 2006 when I got downsized and paid all of them in full, including Chase, about 2 years later because I had Chase, AMEX, Discover & Cap 1 and my financial advisor friend told me that if you burn AMEX and Chase, you'll never get another card with them (and I only owed Cap 1 a whopping $300 and discover $1,000)...it took me whoo, 8 years to get another Chase card and 7 for AMEX and I had paid them in full. So, I can only imagine if you don't.
@AZEsq wrote:Chase and AMEX have LOOOONG memories. I burned a lot of ccs in 2006 when I got downsized and paid all of them in full, including Chase, about 2 years later because I had Chase, AMEX, Discover & Cap 1 and my financial advisor friend told me that if you burn AMEX and Chase, you'll never get another card with them (and I only owed Cap 1 a whopping $300 and discover $1,000)...it took me whoo, 8 years to get another Chase card and 7 for AMEX and I had paid them in full. So, I can only imagine if you don't.
Mileage varies on this, for sure. It only took 5 months for me to get another Chase card after settling for less I wish I knew what makes Chase so much faster to forgive some people, versus others. Only thing I can think is that it comes down to each person's history with Chase.