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Yellow!

tag
NoMoreDebt
Senior Contributor

Re: Yellow!

congrats on the score increase

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 11 of 14
Blender
Established Contributor

Re: Yellow!


@crrredit wrote:

Screen Shot 2023-02-22 at 9.38.59 PM.png

 

 

Getting there, slowly but surely.


i eexpected this is how mine would go after a removal of a collections and a CO, but no, -12 points due to them being old accounts lol guess i have some more to go downwards before up. congrats to you on yellow tho

10/2024


Message 12 of 14
IamWesty12
Frequent Contributor

Re: Yellow!


@crrredit wrote:

Screen Shot 2023-02-22 at 9.38.59 PM.png

 

 

Getting there, slowly but surely.


@crrredit  congrats and let me tell you.....I would take slowly into yellow any day over rushing into green and then the credit gods taketh away, lol!  Keep up the great work in the correct direction!

Starting Score: 461
Current Score: 689
Goal Score: 775


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Message 13 of 14
TRC_WA
Senior Contributor

Re: Yellow!

Congrats...  My NFCU card just posted a $400 balance (20%) and dropped me from yellow back to orange.  Smiley LOL

 

I should be permanently yellow in the next month or two though... about to start working massive OT and dumping money on this CC debt.

FICO8 current as of : 2-11-25 EQ: 734 TU: 717 EX: 713
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 2
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 32% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 14 of 14
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