Re: Yellow! - Page 2 - myFICO® Forums

EAT_SLEEP_JEEP · ‎02-26-2023

congrats on the score increase

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY REWARDS VISA $23500 SL/ NFCU FLAGSHIP $38K CL/ NFCU MORE REWARDS $25K SL /

SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ INVESTEX CREDIT UNION PLATINUM REWARDS $1500/ PAYPAL CREDIT LINE $1700

Blender · ‎02-26-2023

@crrredit wrote:

Getting there, slowly but surely.

i eexpected this is how mine would go after a removal of a collections and a CO, but no, -12 points due to them being old accounts lol guess i have some more to go downwards before up. congrats to you on yellow tho

11/2023
FICO 8
FICO 9

IamWesty12 · ‎02-26-2023

@crrredit wrote:

Getting there, slowly but surely.

@crrredit congrats and let me tell you.....I would take slowly into yellow any day over rushing into green and then the credit gods taketh away, lol! Keep up the great work in the correct direction!

Starting Score: 461
Current Score: 689
Goal Score: 775

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TRC_WA · ‎02-27-2023

Congrats... My NFCU card just posted a $400 balance (20%) and dropped me from yellow back to orange.

I should be permanently yellow in the next month or two though... about to start working massive OT and dumping money on this CC debt.

BK 13 filed : 2-28-17 BK 13 discharged : 3-22-22
FICO8 current as of : 8-31-23 EQ: 685 TU: 679 EX: 661
Hard INQs last 12 months: EQ: 5 | TU: 9 | EX: 7
WF Platinum $1000 WF Reflect $6000 Verizon Visa $6500 Ally MC $4000
Mission Lane Visa $1850 Credit One Platinum x5 $3000 Credit One Wander $1700 Upgrade Visa $2000
PenFed Gold Visa $2500 Amex Delta Gold $10,000 Care Credit $12,000 Petal 1 Visa $2900
NFCU CashRewards $6000 Apple Card $2000 Best Buy $3500 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $44k new - refinanced $33k balance @ 6.94%
Total CL: $69,950 --- Total CC UTI: 32% --- AAoA: 6.5 years --- Income: $170k
Last app: 11-7-23