A few years ago, my priorities weren't straight and it seems that I was spending money on everything but the my priorities (bills). I now have two credit card charge offs in the amts of 4500.00 and 700.00. I was paying student loans late, but those are caught up now. I am paying late on a lease care late that killed my credit the most, it seems. Still have about 1400.00 left to owe on the vehicle.
Now that I have my priorities straight and finishing school, I just need any sort of advice from anyone about how to go about getting my credit back on track. I am will do anything. I am not sure on how to contact what companies the charge offs are with. I hear about writing letters before, but unsure of what these letters require. Any advice will help.
I want to be able to finish school, marry my high school sweetheart, and purchase a house down the road. I know it sounds fairy tale ending, but I know it can be done, just need to be steered in the right direction.
I appreciate it,
Thank you.
