@biggywynn wrote:I have been reading this wonderful forum for 9 months and it has been a wealth of information! I am stuck with an out of SOL, verified Ameriprise charge off that I need deleted. It is for $23K. i am willing to pay to delete, pay a lawyer to delete - ANYTHING! Is there a good, better, best scenereo to increase the likelyhood that this can be accomplished? I am at a 650 midscore and need at least 20 points within 7 months to procure a jumbo loan. Your expert advice would be very apprieciated!
If this is an OC the odds of getting a PFD are low unless its an older CO. If this has not been updating it will cause a Fico score drop when it does to report the 0 balance and paid status. All you can do is try to get it, another way is to just leave alone until after the mortage pull then settle.
When was the DOFD?
