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lorileet wrote:I received a letter from an attorneys office saying that they were hired to collect on old debt of mine. I sent a debt validation letter CMRRR, it has now been 30 days since they received the DV, and I have heard nothing. My SOL is up in June, if they do not verify by then will the SOL apply, or since it is in the process of verification will it not? This was a capital one account.
How much is owed? When did the account go 180 days past do? And which state do you live in? Did this debt occur in the same state you are currently living in?
lorileet wrote:
I received a letter from an attorneys office saying that they were hired to collect on old debt of mine. I sent a debt validation letter CMRRR, it has now been 30 days since they received the DV, and I have heard nothing. My SOL is up in June, if they do not verify by then will the SOL apply, or since it is in the process of verification will it not? This was a capital one account.
lorileet wrote:
This is a capital one account. I was told to look at my experian report and look for the date it will drop off my report subtract 2 years (since my SOL is 6yrs in ND). However capital one on my report is now showing that this account has been sold. So what im asking is does this restart the SOL if this company verifies or in june is my sol up?