has anyone had success getting an incorrect mortgage deleted? what method did you use, what approach did you take? i have a mortgage 180 days past due for the last few months for a property im trying to sell. i might dispute the account because i believe the date of first delinqency is incorrect, and due to the loan being sold a few times the servicer does not have the appropriate documentation.
also, how long does it usually take before the bank will charge off the loan? for those who have gone through a foreclose, did it eventually show up in the public records section of your credit report or not? how much did your score drop? this property is under water 100k and the bank doesnt want to seem to work something out.
