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here we goooooo!

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elim
Senior Contributor

here we goooooo!

i'm about to buy my 3 reports for the first time in 8 years.

 

surgery and divorce in 06, so i took my cash and spent 6 years in venezuela, curacao and bonaire on a sailboat. drinking rum punches and, well, you know.

i've been back in the states for 2 years and have taken baby steps back to the working world and made 32k last year. i got my free EQ a few months ago (666) and saw a lovely tax lien (i paid all my other bills before i left and made my CS payments from overseas). i also saw that i still have a CITI card at home depot with a 5k limit (last reported 06') so i went on a mini spree where the max CL approved was 500 (lovely wallmart gave me a store card with 150, that was a mistake i think). they all have reported on CK and my UTIL should be 1% so wish me luck! kind of scary because you just... never... know. lol

Message 1 of 4
3 REPLIES 3
elim
Senior Contributor

Re: here we goooooo!

i must have blown a security question, i think it was a car loan question ( i paid off 3 loans before i left and cant remember much about the amounts)

 

 

Today at 12:13 PM
Failed Authentication

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so i'll call monday  :]

Message 2 of 4
AzaleaB
Established Contributor

Re: here we goooooo!

You are way ahead of where I was when I took a deep breath and started to rebuild. Good luck, it just takes time. Good luck! PS - loved the sailboat bit, I have a cheap, rickety sailboat that goes nowhere fast :-(.


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 3 of 4
elim
Senior Contributor

Re: here we goooooo!


@AzaleaB wrote:

You are way ahead of where I was when I took a deep breath and started to rebuild. Good luck, it just takes time. Good luck! PS - loved the sailboat bit, I have a cheap, rickety sailboat that goes nowhere fast :-(.


   yeah mine is nothing great, i flew to venezuela after my divorce and they had just kicked all of the american workers out of BP oil. a friend told me one of them was selling his boat and asking 78k, i made a 22k offer cash and i was the owner of a 1976 42' irwin. all new stuff aboard. i sailed it to curacao and that was pretty much home base for awhile. it was great for after divorce but a pretty hard life without any of the comforts of home. the boat is still in curacao and for sale but it has been 2 years so it is going nowhere fast also.

 

your scores are great, you did a nice job rebuilding!!

Message 4 of 4
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