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I looked at my reports through annualcreditreports.com and through myfico.And in general I just would like to know are all collection agencies debt buyers? Have they bought the debt? Or are they simply collecting for the hospital, or credit card company?
@Anonymous wrote:I would *think* a court order supercedes a simple phone call from some random female. Regardless of what they're supposed to do, the CRAs don't always adhere to the FCRA and sometimes need to be "nudged" in that direction.Happy, sidewinder and several others have a great deal of knowledge about medical collections, especially as some of them work in the medical field.