cancel
Showing results for 
Search instead for 
Did you mean: 

i have 9 CC's how often should i use to avoid inactivity.

tag
Simplyjays
New Contributor

i have 9 CC's how often should i use to avoid inactivity.

i have 9 cc's that all report less then 5 dollors a month is that the way to go? or have only 2 report a small small balance and the rest zero? also how often should i use them all to avoid inactivity on one of them..i can more then manage them all.. im very good at impulsive buying lol.. i wonder if its bad to have a bunch of cards? but they are l bearly used exepct amex green.. idk how they would even help my credit lol since its a charge card pay in full monthly..

Inquires= 0 as of 3/20/2013 till 4/1/2014
-Amex green NPSL -Discover it 1k -Capital One 1.25k -Walmart 700.00
-JDCU 500.00 -Credit one bank 400.00 (credit builder card =) -Babys R-us 200.00? =(
TU=649
EQ=632 as of 3/20/2013
Message 1 of 2
1 REPLY 1
twall06
Frequent Contributor

Re: i have 9 CC's how often should i use to avoid inactivity.

As long as you charge something every few months they should stay open. And no it isn't bad as long as they are in good standing . And just experiment with paying in full before the statement cuts then try caring a small balance and see whitch helps your score the most. Just keep utilization low overall your cards.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.