inquiries after car shopping.

[Anonymous]

Saturday I got about 10 new inquiries because the dealership ran me through every bank they deal with. Is it worth trying to get these removed? How would I go about doing so?

[Goat14]

They will only count as 1 inquirie soon. As far as I know, you can car / loan shop as long as its all done in the first like 30 days for just one hit.

[ezdriver]

This is a common practive by auto dealers. No, you will unlike be able to have the inquiries removed from your credit report. That said, since all of the inquiries are done in such a short period of time, it may not hurt your credit scores/profile as much as you may think.

[Whitneyy]

---

@Goat14 wrote:

They will only count as 1 inquirie soon. As far as I know, you can car / loan shop as long as its all done in the first like 30 days for just one hit.

---

+1

[myjourney]

Common misconception and so that everyone knows the other part of this.....

Evveryone is correct as long as they're within a 30 day period Fico will consider them as 1 INQ

However they have to be coded as auto shopping and some aren't so here's where the problem comes into play and people end up with multiple INQ's which don't look as one........Thus Fico sees these as different INQ's 

The good news is under manual review an underwriter would catch it and know that it was a auto loan and should = 1 INQ

OP not much you can do to remove any of the INQ's as you gave them permission to seek financing ....Sorry 

Learning experience for everyone who reads this thread

If at all possible always always seek your own financing via your bank/CU and then walk into the dealership ready to make a deal on your terms which cost one maybe 2 HP's ...But you control the terms