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junk debt buyers

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chevyman
Contributor

Re: junk debt buyers

Well I have to cancel the card I paid them with so I think I will cancel them
Message 21 of 34
DaBears
Senior Contributor

Re: junk debt buyers

plus 1. I would never recommend a credit repair agency. You can do and accomplish so much more on your own for free!!!

Message 22 of 34
TrishN
Established Contributor

Re: junk debt buyers

guiness is right. couple months ago i have only 2 CC with 1500$ CL. Now my CL over 30K for total . Our forum is magic book you can search for any information about CC you need !

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 23 of 34
chevyman
Contributor

Re: junk debt buyers

Wonder if a bank can get in trouble for not reporting status correctly
Message 24 of 34
DaBears
Senior Contributor

Re: junk debt buyers

What is making them not reporting correctly?

Message 25 of 34
chevyman
Contributor

Re: junk debt buyers

Not sure but it was paid off in 05 when I got a new one but from July 06 to November 07 it was reported being 120 late and it did not go 30 60 90 120 just all of a sudden. 120 days late but it was a joint loan and reported correct on the other persons this was an auto loan
Message 26 of 34
TrishN
Established Contributor

Re: junk debt buyers

if it reported wrong then you need send direct dispute to the bank.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 27 of 34
chevyman
Contributor

Re: junk debt buyers

Am going to and I know the President of the bank
Message 28 of 34
chevyman
Contributor

Re: junk debt buyers

Should I contact the dealership that did the payoff for proof
Message 29 of 34
DaBears
Senior Contributor

Re: junk debt buyers

if it was a joint check the other persons cr. if he/she is the primary and you a co-signer it will affect you as well.

Message 30 of 34
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