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maxed out card

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maxed out card

we recently got a new cc with a 0 interest on balance transfers,we moved several balances,which maxed out the limit.I could get money from a source at 12% which doesn't report to the big 3,What are your thoughts on whether I should pay down the balance of the card so it doesn't look so bad on my record,thanks in advance.
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Re: maxed out card



duffer wrote:
we recently got a new cc with a 0 interest on balance transfers,we moved several balances,which maxed out the limit.I could get money from a source at 12% which doesn't report to the big 3,What are your thoughts on whether I should pay down the balance of the card so it doesn't look so bad on my record,thanks in advance.


What is your overall util? How many cards report a balance? How many cards total?
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