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old late payment

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old late payment

how do I get late payments off my credit report.  late payments showing up are from 1999 and older?  I only have about 4 or 5, but since 1999, I have perfect payment history?
Message 1 of 4
3 REPLIES 3
Moderator Emeritus

Re: old late payment

- late payments are only suppose to report for up to 7 years
 
- dispute them with CRAs as past credit reporting time limits or simple obsolete
 
Message 2 of 4
New Member

Re: old late payment

thanks for the reply.  how do I dispute this with the cra's?  I don't dispute that I made the payment late, it's just that it has been over 8 years ago.  I've worked so hard to clean up my credit, it seems it just doesn't want to go away.
Message 3 of 4
Moderator Emeritus

Re: old late payment

Are the accounts still open?
 
You can dispute them as being "obsolete" because they are past credit reporting time period(too old to be reporting).
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