I would like my credit score to reach 600 mark. My credit report have BrookMill and Peak@ Bell Ferry Apartments listed as paid, and also 2 medical accounts listed. Right now my credit score is @552. I have bank america cc $300 and auto loan thru capital one for $15, 999. Should I open more cc. I talk to one of the creditor agency for Peaks @ Bell Ferry- and they was very rude on the phone about removing the negative report from my credit report. i had other original creditors that remove their negative remarks from credit report, (e.g Wachovia, Scan Energy, NCO, & RJM)-I appreciate any help!