So , if I pay the orignal creditor in full and they tell me "they'll tell the CA to stop reporting" Does this mean that it will be off my record and not ''paid in full''? Thanks!
If I were you I'd get them to either mail or email you a letter confirming that once you pay the account, they will ask each credit bureau to delete the tradeline. "Stop reporting" could just mean that they'll stop sending monthly updates with the negative status - which is fine, but not anywhere as good as getting the account deleted.
Starting score 3/30/13: 570s across the board
@Jamex wrote:If I were you I'd get them to either mail or email you a letter confirming that once you pay the account, they will ask each credit bureau to delete the tradeline. "Stop reporting" could just mean that they'll stop sending monthly updates with the negative status - which is fine, but not anywhere as good as getting the account deleted.
Ok, interesting. Because I asked if they could delete it from my credit report...they said they would send a letter. But kind of hard because I kind of needed to pay the bill ASAP. Oh well, maybe I will send a BBB complaint.