My BK-7 was discharged November 2012 and I reaffirmed my existing credit line with Nordstrom. Always made timely payments and paid more than required. I just got a CLI from $1000 to $2000 (totally surprising since its just 4-5 months past BK)
QUESTION: My SO added me as additional card holder on an existing BofA Visa with $35,000.00 CL. Does anyone know how this account will be reported on my SS? Will it be reported with opening date and payment record of the existing card holder?? Will it be noted that I'm not the primary card holder and will it be reported as me being added at this point, April 2013?? I've been using his card for maybe a year, monthly use $1500-2000, which he pays off in full every months. So utilization rate is a plus just as the credit limit itself.
(Hopefully it will help me get a Nordstrom Visa since I'm in good graces with them)
QUESTION: My SO added me as additional card holder on an existing BofA Visa with $35,000.00 CL. Does anyone know how this account will be reported on my SS? Will it be reported with opening date and payment record of the existing card holder?? Will it be noted that I'm not the primary card holder and will it be reported as me being added at this point, April 2013?? I've been using his card for maybe a year, monthly use $1500-2000, which he pays off in full every months. So utilization rate is a plus just as the credit limit itself.
(Hopefully it will help me get a Nordstrom Visa since I'm in good graces with them)
Starting Score: 515 (11/2012)
