Re: recvd response from OC letter..they declined to respond
I think this is what you are talking about.
The CRA verified the debt. I sent the OC the OC letter. Their response is that
"we recevied your recent letter concerning your claim that the bank has an obligation under federal law to vailidate the debt within 30 days of your letter. We respectfully disagree with your interpretation of the applicable laws and thus decline to respond further to your inquiry"