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That sweet myfico alert sound went off on my phone. So I logged in and checked and I got a 12pt bum on eq and a 8 pt jump on ex haven't seen what tu alert yet but it was due to my balance going from1690 out of 2k to 791 out of 2k can't wait till I can't get only one card reporting a balance between 1-9% to see were my scores go currently at eq-619 tu-642 still waiting for the score alert and ex-654.
Cant wait till march next year I will get rid of a ton of inq and all my new accounts will be at 1year old with only derog being a c/o car loan from 6/14 do you think I can crack 700 with that aging and all new good info and util % at 1-9% on one card. Still waiting for finger but c/o to get deleted from all three wondering if I will receive bump for that.
I got an 8 point bump last night. I paid off a medical collection that will be removed next week, so I thought it was early. I'm anxious to see how this will affect me! I'm at 611 on Transunion now. My student loans will be rehabbed in June, so I'm hoping by the end of the summer I'll have a decent score! I swear I'm addicted to these forums!
No, I have a few more collections that I'm working on getting removed. They will age off this year! I have no idea what to expect, but with accounts aging off, my student loans rehabbing, and my new accounts becoming more established, it's going to be a better year! I have to get my utilization down on these small store cards I recently received. They have certainly helped my scores, but I need to figure out their schedule of when they report!
Nice......do we love these alerts ... hope you get a real loud one as soon as the collection is gone !
@lincar66 wrote:That sweet myfico alert sound went off on my phone. So I logged in and checked and I got a 12pt bum on eq and a 8 pt jump on ex haven't seen what tu alert yet but it was due to my balance going from1690 out of 2k to 791 out of 2k can't wait till I can't get only one card reporting a balance between 1-9% to see were my scores go currently at eq-619 tu-642 still waiting for the score alert and ex-654.
Cant wait till march next year I will get rid of a ton of inq and all my new accounts will be at 1year old with only derog being a c/o car loan from 6/14 do you think I can crack 700 with that aging and all new good info and util % at 1-9% on one card. Still waiting for finger but c/o to get deleted from all three wondering if I will receive bump for that.
lol, that alert scares me! congrats on thne bump