score has increased by 27

[niquieg]

  

 Just sharing my good news and reporting progress, I was an authorized user on an account that had a 30 day late payment last year. So I removed that card from reporting.

  Your FICO® score has gone up to 676 on April 6, 2009. 

Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:

• You have multiple accounts showing missed payments or derogatory descriptions.

[nothingman02]

Congrats! Thats quite a bump.

Could you tell what was the AAoA before and After?

[niquieg]

I'm not sure my AAoA but that account was 25 years old so i took some damage

[nothingman02]

25 yrs of age and perfect payments offset by ONE 30 day late!!! Essentially, that one 30 day late was hurting you 29 27 points more than all the positives of that account combined!!  Interesting. Thanks for the info. 

Message Edited by nothingman02 on 04-07-2009 05:06 PM