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This is showing on my revolving credit and nothing with a CA or anything else about it appears anywhere? is this old enough to fall off yet? Can i get this took off my report?
opened dec 2006
status dat aug.2010 for all three
equifax
condition not updated
status charge off
remarks charged off account
transunion
condition closed
status charged off as bed debt
remarks purchased by another lender
experian
condition closed
status unpaid balance reported as a loss by credit grantor
remarks puchased by another lender.
The date of last activity for this is : equifax: april 2008 Transunion: feb, 2008 and experian not available
I dont understand which date to go by on if it should have fell of or no? as well since it says it was sent to another lender should this one of fell of i can even find it placed with another lender.
Is there a Date of First Default?
transunion shows no other dates,
however equifax show the first payment missed (and continually not paid) marked as April 2008
and experian shows it as August 2008
Call up each CRA, and ask them the FCRA compliance date, for an exact date, and then ask them when it's going to go "poof."