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should this of fallen off yet?

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Anonymous
Not applicable

should this of fallen off yet?

This is showing on my revolving credit and nothing with a CA or anything else about it appears anywhere? is this old enough to fall off yet? Can i get this took off my report?

 

 

opened dec 2006

status dat aug.2010 for all three

 

equifax 

condition not updated

status charge off

remarks charged off account

 

transunion

condition closed

status charged off as bed debt

remarks purchased by another lender

 

experian

condition closed

status unpaid balance reported as a loss by credit grantor

remarks puchased by another lender.

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: should this of fallen off yet?

The date of last activity for this is  : equifax: april 2008 Transunion: feb, 2008 and experian not available

 

I dont understand which date to go by on if it should have fell of or no? as well since it says it was sent to another lender should this one of fell of i can even find it placed with another lender.

Message 2 of 5
seruby
Frequent Contributor

Re: should this of fallen off yet?

Is there a Date of First Default?

Message 3 of 5
Anonymous
Not applicable

Re: should this of fallen off yet?

transunion shows no other dates, 

 

however equifax show the first payment missed (and continually not paid) marked as April 2008 

and experian shows it as August 2008 

Message 4 of 5
Burned2manybridgesB4
Valued Contributor

Re: should this of fallen off yet?

Call up each CRA, and ask them the FCRA compliance date, for an exact date, and then ask them when it's going to go "poof."

Message 5 of 5
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