Today I woke up to a sudden surprise, my diversified consultants collection from Sprint automatically removed from my Transunion account. It still shows on Experian and Equifax. I have no idea why it was removed, I tried disputing on all 3 before but to no avail and I haven't paid it either. Very odd, I received a 15 point gain but concerned if this was done in error ie will it report back later on.
Sprint engages in a business practice of moving their collections from one debt collector to another.
The CRAs have implemented a reporting policy that instructs debt collectors to delete their reported collection if their collection authority is terminated with the debt remaining unpaid. That CRA policy, which is not required under any provision of the FCRA or FDCPA, is stated in their common credit reporting manual, the Credit Reporting Resource Guide, for the specific purpose of thereafer precluding the simultaneous reporting of two collections on the same debt, as after termination of authority to debt collector 1, authority can then be assigned to debt collector 2, who can then immediately report their collection to the CRAs.