I would not touch that card with a 10 foot pole, once you are in trouble financially and fail to make an on time payment or go over the limit.... it is hard to recover from the high interest rates they charge.
marcuscan wrote:thanks to renewed determination & guidence from this site I have been working hard to re-establish my credit file. i've noticed an unusual (for me at least) phenom......i'm getting credit card offers. granted the first few look, after reading through them, like pure trash. they have these BS stipulations/ etc. meh.however, i got some thing new....and it was from First Premier. what is the deal w/First Premier? it seems i have heard their name before....at least when it comes to ppl who are credit challenged.thoughts?mc