tu fico?

[jdirilo]

Is there a website that let's you get the tu fico the way myfico offers the SW for eq fico? I don't want to pay $20 every time for a new tu fico score. I ask because two days I go I bought the tu fico and it had dropped ten pts from last month. Then today my CK fako went up a few pts but the only thing that changed on there was two inqs being ADDED. I know ck isn't 100% reliable, but its only a few pts off my tu fico. I want to see what changed on my report that caused my fako to go up. It cant be the INQs

[750orbust]

I bought my myfico TU report and score this morning and to my surprise it matched my CK score exactly. For what it's worth....

[jdirilo]

Yeah mine has always been pretty close. But I've seen others who say theirs was like 50-100pts off. So everyone is different. I just want to be able to get notified when my tu fico changes, like I get with my eq on here...

[750orbust]

I'd like to know that to.

[deadbishop]

If you have a Walmart card they give you your TU fico free by the 10th day of every month.
Also the score you get here on myfico is a TU98 version and outdated. Walmart gives you TU08 but not many if any use this new score.
Most lenders use TU04 and you can't buy it.
For the life of me don't know why myfico sells an outdated TU fico score.

[jdirilo]

That's lame!! I don't have a Wal-Mart cc and probably wouldnt get approved anyway. My tu fico on here was 590 the other day and eq was 608.

[deadbishop]

The eq score is real because its what most lenders are using.
Your 590 TU score is useless because no one is using this outdated TU98 fico score.
Walmart uses the TU08 and is a newer fico that is not being used by most. The one that is used most is TU04 and you can't buy it. Only why to get it is from a lender.
So many scores out there and most are useless because IMO the score that counts is the score the lender is seeing. The rest to me are Fako's.