what card with Tu score of 652?

[koky]

No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

[myjourney]

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@koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

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While I think you should garden for another 1-2 months and then give it a shot you do have something in your favor Walmart/GE pulls TU and that will certainly look good having no INQ's  a PLUS

Good Luck should you pull the trigger

[guiness56]

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@koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

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Walmart is really weird on approvals.  I have seen some with scores in the 700s get denied and those with lower scores approved.

It really depends on your overall credit profile.  Anything negative recently?

[kilj0y]

Walmart is weird, I got approved for a Walmart Discover with a $600 CL, I then called in and they bumped me to $3k. 

[koky]

I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...

[Shogun]

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@koky wrote:
I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...

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General rule of thumb when apping for a mortgage.  No new accounts within 6 months of of apping for a mortgage.  I would just garden what you have and then app for it after your mortgage.  YMMV