Congrats on your rebuild!👍
corpcrmgr is RIGHT!!! STOP app’n and START paying down those credit cards you have now!! If you have to eat Ramen noodles for awhile then that’s what you have to do!! There is no super fast way to those 600’s, unless you get a handle on your current good standing credit cards. If you want to see some increases, start decreasing some of your debt. Again, Pay Them Down! As far as your baddies go? Pull your credit report(if you haven’t already?) figure out your states SOL(Statue Of Limitations) as corpcrmgr states. I live in Texas and here it’s 4 yrs across the board. If you don’t already know, you can google it. You NEED TO KNOW this information, it is vital to your approach and how to proceed.
IMHO, you should understand your situation and your credit, and I don’t mean that you are oblivious to credit...but more like you’ve got credit that has been extended to you....you should treat them LIKE GOLD!! You’ve been given another GOLDEN OPPORTUNITY! I mean that in the highest level of respect!! Nurture what you have now and don’t worry about adding anymore DEBT!!...you’ve got enough already! Work on your smallest amount that is the newest and see what you can do as far as PFD goes? Tackle ONE AT A TIME until you can handle multiple ones.
I tip my hat to you!!! You’ve come a long way in a short time and that is something to be very proud of!! Just take care of what you’ve been given so you’re not back to square one!
I wish you major success moving forward in your rebuild!! Good luck!!👍
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