My Bank 7 was closed in Jan 2007 and my question is whats the max my credit score can jump ? I have 1 baddie that was paid and I GWed the snot outta it they will not remove it and it only showing on my trans score. Scores: May 15 08 trans- 586 equi- 665 experian-???? the only diff in the trans and the equi is the baddie that was paid in full and not removed.