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Hey getnthere!
I'd do both. Fax then snail mail then I'd call them too again and again. Stay all over it but be polite and warm when speaking to the reps.
BTW.. this thread will be bumped over to the rebuilding section.
Good Luck!!
Certify the mail too. Certified mail tends to get more serious attention from CA's. It's worth the extra few bucks IMO.
I always do things electronically. The mail is a good backup, but Ive had my only judgment removed via email, my only collection removed via online dispute, and a duplicate tradeline removed via fax. I dont like waiting around for responses lol
Also look at hipaa method.
@improvingmycredit wrote:Hey getnthere!
I'd do both. Fax then snail mail then I'd call them too again and again. Stay all over it but be polite and warm when speaking to the reps.
BTW.. this thread will be bumped over to the rebuilding section.
Good Luck!!
Agree with this approach, good luck ^^^
HOLYYY COWWW!!!!!!!!! you guys are NEVER gonna believe this. my jaw is literally still sitting on the floor. so you guys already know whats goin on...well i followed yalls advice and sent it via fax and email at 11:00am and then finally went to the post office at 3 to send the letter via snail mail. WHEN i got home i my phone started going off for an E-mail......THEY SAID THEY WERE DELETING AND IT SHOULD BE GONE WITHIN 7 BUSINESS DAYS!!!!!! whooooooooooo hooooooooooooo i just cant belive it, it was so INCREDIBLY FAST!!! and it gets better about 30 minutes after receieving the email..i got a Phone call from a VERY VERY friendly CSR from the CA, stating that they had received my fax and were sending in a request to all 3 major credit bureaus to have the account DELETED. i just CANNOT believe how fast and easy this was. i was in no way expecting this AT ALL. i figured it would at least take a couple months at best. i cant begin to tell you guys how Ecstatic i truly am right now! Thank you guys so much for the replies and advice. YA"ll really are a GREAT group of people to be with!
Special thanks to ImprovingMyCredit, JLU, jcstarkey, Crashem and webhopper!!