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get this medical collection removed?
- I tried the PFD but the co was very arrogant and would not bulge.
- I've disputed with the 3 CB's and the co verified acct each time.
The co RE reported as of 2/09 and caused my credit to plumet 35 points!!!! All of my hard work!!! I am racing against time to purchase a home this yr (tax credit) and trying to get my credit score up.
Does anyone have any suggestions? I read the hippaa deal but don't understand can someone explain how it can help?
someone pls help !!!
I disputed it thru all 3 credit bureaus and they verified each time.
Yes I can pif. I offered they declined.
My goal is to remove the collection. They rec
I disputed it thru all 3 credit bureaus and they verified each time.
My goal is to remove the collection. They recently dropped my score like 35 points. Will hippa help?
ently dropped my score like 35 points. Will hippa help?
No it doesnt say those words exactly - disputed and verified. You can verify below though. But take a special note of the highlighted commented under Transunion and Experian. Do note I disputed through all 3 cbureaus.
EXPERIAN
Account Type Collection Department / Agency / Attorney
Date Opened 5/1/2007
Account Status Closed
Payment Status Seriously past due date / assigned to attorney, collection agency,
or credit grantor's internal collection department
High Balance Limit Terms 1 Month
Comments Account in dispute-reported by subscriber
EQUIFAX
Collection agency [?]
Original balance [?]
Current balance [?]
Status [?]
Unpaid Date assigned [?] May 01, 2007
Date reported [?] Feb 01, 2009
Date last active [?] Nov 01, 2005
Date paid [?] Not Reported
Date closed [?] Not Reported
Original lender [?] Not Reported
Account number [?]
Type of account [?] Not Reported
Account holder [?] Individual
Type of credit [?] Not Reported
Payment status [?] Not Reported
Largest past balance [?] Not Reported
Amount past due [?] Not Reported
Account descriptions [?] Not Reported
TRANSUNION
Date Verified: 02/2009
< Pay Status: >Collection Account<
Account Type: Open
Account Responsibility: Individual Account
Date Closed: 01/2009
Loan Type: Open Account - Collection Agency Attorney
Remark: Account information disputed by consumer
Date placed for collection: 05/2007
Estimated date that this item will be removed: 10/2012