Is the med collection on your reports? yes
Is it paid or unpaid? Unpaid
If paid, who did you pay, the OC (original creditor: doctor, dentist, hospital, etc.) or the CA (collection agency)?
If unpaid, do you have the money to pay it off in full? No, since hospital did not file claim on time with insurance and have refused a settlement offer. Hospital and CC are going after current insurance
Do you remember the date(s) of treatment? No, its been over 9 years. Only after CA sent me copies of medical file from hospital with details of treatment.
Have you ever disputed the med collection? If yes, when and how? Yes, used letter from the threads to validate medical account. its been 30 days.
If you did dispute the collection, is it currently marked as "disputed and/or verified" on your report(s)? Verified, even though CA is combing old accounts with new ones and reporting them has 1 account.
Have you ever requested debt validation from the CA? If yes, what did they send you and when did you receive it?
I was sent a copies of my medical file that includes treatment, doctors names, insurance information. Inshort, copies of medical information for the dates of services, from finding to medications given at the time of service.
If you have already started any of the steps in the HIPAA letter process, please post the following in your initial post or your new post.
The steps you have already taken and when. Sent letter of validation to CB and CA
The letter(s) you have written: to whom, when and the result(s) from the letter(s). CB, Deleted some and updated 1 has been verfied. CA sent copies of medical records. This was done in the money of April. Just got the mail with updates from CA and CB.
Dod you send the lettter(s) CM, CMRRR, Priority Mail, etc.? CM
Did you send any dispute letters, DV letters, etc that were not part of the HIPAA letter process? No
What were the outcome(s) from the these letter(s)? 1 verfied , others have been deleted.
My question is: how do I get rid of ADC listing since they are the ones giving me a tough time? The CA has included all bills i've had and reported them has one and changed dates of service to reflect 2006 instead 2002.
I sent just sent a letter for SOL and i'm awaiting their response. I've spoken to Cigna and they have no record of the hospital filling a claim during that time period. 05/02.
Any suggestions?
