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Hi there,
I am getting close to being able to get a home loan with my credit score. I have some closed collection accounts that were originally for medical bills. If I go the Hippa rount and do all the forms to get these off my record is there a possiblity of it hurting my score??
Thanks from the newbie.
HIPAA is for paid medical collections. Paid collections must be deleted. All steps of the HIPAA process must be followed with no missing steps.