Can I Add my newborn as AU?

[pizza1]

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@GatorGuy wrote:

I added my 6 year olds.

You can help your children build good credit AND teach them proper financial discipline.

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@GatorGuy , what companies allowed you to add your 6yo(s)?

[GrandBay]

@Society1 most banks or CCs start at age 13 including Apple

[GrandBay]

@GatorGuy 

which company allowed you to add a 6 year old?

[Anonymous]

Did we ever get an answer on this? I have a friend who started their positive credit journey as an AU at 16yr old, and they are now 30, with a 6yr old who wants to help set them up for success(including teaching them what to do and what not to do).

[Rudy1]

Depends on the issuer if they don't have a minimum age requirment I don't see why not. I added my DD to 2 of my credit cards so she will build her credit. My DD is 12 though.

[Kree]

My now 6 year old has been an authorized user since birth on my Capital One account.

[ToughFistFight]

I added one of my kids when he was 17.  I have definitely taught him way more than school has.  He knows way more than his peers.  They come to me for financial advice.  Im glad to help.  Even their parents are clueless.  

I plan on adding my other kiddies in their mid teens.  Im definitely teaching them responsibility. 

[ToughFistFight]

@Kree  Have you seen a credit report yet?  Or see if a score is available yet?   That would be interesting to see. 

[Kree]

I haven't gone looking, but they legally aren't allowed to create a credit report until someone is 18, so I don't think one exists.